Florida governor's plan for health insurance for all can work, experts say

Under Florida Gov. Charlie Crist's "Cover Florida" proposal, the estimated 3.8 million Floridians who lack health insurance would be offered an affordable plan for "$150 a month or less." The proposal would not come with a state mandate that individuals had to buy it or employers had to offer it. Cover Florida also would give insurance companies lots of leeway in deciding how to structure such a health plan. Experts say the plan is doable, but people would need to rein in their expectations when it comes to coverage for hospital stays and other high-ticket medical costs.