In a bid to cut healthcare costs, International Business Machines Corp. plans to stop requiring $20 co-payments by employees when they visit primary-care physicians. The company said it believed the move would save costs by encouraging people to go to primary-care doctors faster, in order to get earlier diagnoses that could save on expensive visits to specialists and emergency rooms. One of the nation's largest employers with 115,000 U.S. workers, IBM spends about $1.3 billion a year on U.S. healthcare.