Law would require insurers to offer policies to more Connecticut consumers

State Healthcare Advocate Kevin Lembo is considering asking for legislation that would force health insurers in Connecticut to offer individual policies to consumers under 65 who have medical ailments. Under current Connecticut law, insurers can, and do, refuse to sell individual policies to applicants with chronic health issues. At least five states have "guaranteed issue" rules, which require individual policies to be sold regardless of a person's health. Lembo says he's researching the idea and is considering proposing the system for Connecticut in the next legislative session.