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UnitedHealthcare Extends Reach of ACA Plans to 22 States

Analysis  |  By Jay Asser  
   October 28, 2022

The payer is adding four new states to its offering of individual and family health plans in 2023.

UnitedHealthcare announced it is expanding its footprint in the ACA marketplace to 22 states for 2023 ahead of open enrolment for ACA plans beginning November 1.

The insurer is adding four new states—Kansas, Mississippi, Missouri, and Ohio—to its individual and family health plan offerings, while continuing to be available in Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New York, North Carolina, Oklahoma, Tennessee, Texas, Virginia, and Washington.

After significantly contracting its ACA markets from 34 states in 2016 to just a handful in 2017, the payer giant has steadily its offerings.

UnitedHealthcare sold plans in 11 states in 2021 before adding seven more states to bring its total to 18 for this year.

"Everyone should have access to quality affordable health care coverage, particularly now as many Americans are working hard to keep their costs down," said Marcus Robinson, senior vice president at UnitedHealthcare Individual and Family Plans. "With extended eligibility and subsidies, we have created even more options for the 2023 Health Insurance Marketplace that meet the diverse needs of our members and help people make the best choice for themselves and their families."

The announcement of the ACA plans comes after the company announced its third-quarter earnings, which included $7.5 billion in earnings from operations, up from $5.7 billion in the third quarter of the previous year.

The insurer said the growth was driven by expansion in the number of people served throughout UnitedHealthcare and in the value-based care initiatives at Optum Health.

Jay Asser is the contributing editor for strategy at HealthLeaders. 

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