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Why Congress is running out of time for an ObamaCare deal

By The Hill  
   October 06, 2025

Republicans in Congress have refused to negotiate an extension of Affordable Care Act tax credits as part of talks to end the shutdown, arguing there is plenty of time to negotiate over ObamaCare once the government is funded. But if Congress doesn’t act on ObamaCare, many Americans will start feeling the pinch within a few weeks. Premiums are being decided now, and open enrollment for the ACA marketplace is less than a month away in most states, scheduled to begin Nov. 1. Premiums could more than double if insurers believe the tax credits will be allowed to expire. Data released by the health policy nonprofit KFF indicated Republicans may risk shooting themselves in the foot if Democratic messaging on this issue sticks.

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