A $10,000 ACA penalty? Doubtful.

Experts said a penalty of $10,000 in one year would have been extremely unlikely because it would have meant the family’s income would have been in the $400,000 range. In that income bracket, the family would likely have been able to afford health insurance. President Donald Trump and congressional Republicans in 2017 zeroed out the penalty for not having health insurance, known as the individual mandate. Before the individual mandate was undone, this penalty was collected like any other tax, so it went directly into the federal Treasury.