Next wave of medical tourists might include the insured

A burgeoning medical travel industry is aggressively wooing older patients by offering joint-replacement surgeries and non-emergency cardiac procedures at 40 percent to 80 percent less than in the United States. Most older adults who go overseas for cheaper care are uninsured. But even the insured might soon be encouraged by their employers, via financial incentives like lower out-of-pocket costs, to go abroad for such care.