Massachusetts a model of healthcare reform, hurdles

With Barack Obama heading to the White House, Massachusetts' experiment with near-universal healthcare suddenly takes on new meaning as a potential model. Obama has touted an affordable, universal coverage plan that draws heavily from Massachusetts' 2006 law, which requires most employers to offer insurance or pay a penalty, expands subsidies, and provides more coverage choices. Some healthcare analysts and leaders in the business and insurance industries say Massachusetts' experience offers tangible proof that overhauling a massive system is possible. But, they warn, the political and financial challenges state leaders have faced may pale in comparison to what lies ahead for the federal government.